What’s Next:
As Season 3 Ep. 4 closes, with Belly torn between Jeremiah and Conrad, family tensions peaking, and a bombshell birthday cake moment, Episode 5 promises to take viewers into emotional toll. Scheduled to drop on August 6, 2025, Episode 5 is expected to set dramatic wheels in motion that fans have been speculating about ever since the trailer dropped.
Steven’s Car Crash: Catalyst or Catastrophe?
The most tantalising teaser centres on a possible car accident involving Steven, whose fate hangs in uncertainty. Clips from the official trailer depict Taylor in tears beside a hospital bed, a scene that’s ignited theories about Steven’s survival or tragic consequences.
Could Episode 5 open with emergency scenes at Cousins Beach, or Taylor racked with guilt and fear? One theory suggests Steven survives, but this incident strains his bond with Taylor, injecting new emotional layers into her friendship with Belly and Jeremiah. Whatever happens, Episode 5 seems likely to mark a turning point not only for their relationship but also for Conrad’s unexpected return into Belly’s life, perhaps drawn back by a family crisis.
A Break, a Swim, a Kiss?

The official summary for Episode 5 hints at turmoil: “A girl is caught in a love triangle… dealing with her first love and first heartbreak”. Based on this, we might see Belly hitting a rough patch with Jeremiah. If wedding tensions escalate, could she re-evaluate her engagement? A possible preview shows her breaking up with Cam earlier in the day, and later confessing to herself that maybe she’s made the wrong choice with Jeremiah.
Expect a midnight swim scene, the showrunners often bookend emotional breakthroughs with beach encounters. Fans speculate that it may revolve into a moment of clarity or desire: Belly and Jeremiah, emotionally raw, might admit fears or longing, and seal it with a kiss.
Conrad Stays (Again)
Reddit’s passionate fan farms have floated the idea of a “Bonrad roommate phase”: Conrad chooses to stay at Cousins Beach unexpectedly, ostensibly for emotional recovery, and ends up present for the next few episodes possibly Episode 5 included. That choice could plant emotional seeds: Belly may confront Conrad more directly about his feelings especially after the birthday cake moment left both unresolved.
Will Episode 5 feature a fraught dialogue between Belly and Conrad? A heated conversation, or maybe a nervous pause? Viewers hope he opens up, especially after Jeremiah asked him to stand as best man and he felt conflicted. Episode 5 might push that tension forward.
Family Fallout

Belly’s mom, Laurel, is also evolving. After the emotional argument and reconciliation in Episode 4, Episode 5 might show her stepping up in unexpected ways, possibly addressing Steven’s crisis or reaching out to Belly with clearer support. Taylor’s gesture in paying off her mom, Lucinda’s debt, could create further ripple effects in this coming episode as familial roles shift and loyalty is tested.
Staylor’s Rocky Road
Fans and creators alike hint at a storyline twist for Taylor and Steven. Actor Sean Kaufman described their arc as “Rocky Road” full of ups, downs, and emotional bumps. Episode 5 might expand on that: moments in the hospital, emotional visits at the beach house, Taylor's grief or fear turning into doubt about their future. Could personal tragedy deepen Taylor’s bond with Belly or isolate her?
Who Comes First? Belly’s Choice

At the heart of it all- Will Belly choose Jeremiah or Conrad? Many viewers feel Episode 5 might be where she begins to question everything. Theories shared across platforms suggest she starts to realise something’s missing in her relationship with Jeremiah, especially given lingering feelings for Conrad. The show’s team teased “plot twists” and emotional upheaval that go beyond the original novels.
Fan Voices: What They’re Saying
On Reddit, one post imagines Conrad sticking around for emotional exposure therapy:
“Conrad decides to stay for the summer … after Belly and her mom fight … enter bonrad roommate phase”
On TikTok, fan edit-makers speculate on Episode 5’s key moments:
“Will Belly choose Jeremiah or Conrad? Predictions swirl about midnight swims and showdowns”
Episode 5 Could Look Like This…
- Steven’s crash fallout, hospital emotions, and ripple effects on Taylor and Belly.
- Broken trust or doubts begin between Belly and Jeremiah - shaking their engagement.
- A midnight swim or private beach conversation, possibly leading to a kiss.
- Conrad staying nearby brings unresolved guilt, attraction, and tension.
- Laurel stepping in, either to support Belly or manage a crisis with her children.
- Belly confronting her emotional truth, a choice that might define the season.
A Turning Point Summer

Episode 5 looks poised to be the emotional wall between newly built love and new revelations. After Episode 4’s explosive engagement scenes, Conrad returns, and mother-daughter fracturing, Episode 5 must take up the torch to deepen the conflict and shift the course. Whether Belly chooses bravery or heartbreak, fans expect fireworks.
With the love triangle expanding, family safety under threat, and alliances shifting, August 6 can’t arrive soon enough. Episode 5 should lay bare Belly’s heart, force her to confront her truth, and perhaps send shockwaves through every relationship she's built at Cousins Beach.
Read more: The Summer I Turned Pretty Season 2: Full Recap and Review